The best time to pre-arrange your funeral is now, whilst you’re thinking about it. You may feel you are too young to pre-plan but those people who do it say that pre-arranging their funeral was smart financial planning and gave them peace of mind.
Taking a decision now to plan for your funeral and to cover the cost of the funeral director’s services at today's prices allows you to remove potential anguish for your family and get on with living your life to the full, without having to worry about what happens afterwards. We know this is a personal decision and one which deserves much careful thought and reflection. More and more people also prepare for their own funeral by making a funeral plan which includes their personal requests as well as making financial provision, removing another potential point of concern for their family.
A pre-paid funeral plan is a secure and cost-effective method of ensuring that your funeral is arranged and paid for with the minimum of fuss. No matter how much the cost of your funeral director’s services may have increased by the time they are required, they will be covered. Each plan also includes an allowance to cover the third party costs that are not within your funeral director’s control. These include the fees for the crematorium and the clergy or officiant. Only if these costs were to increase more than the growth of the plan might there may be a balance to pay at the time of the funeral.