Planning Ahead

The best time to pre-arrange your funeral is now, whilst you’re thinking about it. You may feel you are too young to pre-plan but those people who do it say that pre-arranging their funeral was smart financial planning and gave them peace of mind.

Funeral Plans Gainsborough

Funeral Plans

Taking a decision now to plan for your funeral and to cover the cost of the funeral director’s services at today's prices allows you to remove potential anguish for your family and get on with living your life to the full, without having to worry about what happens afterwards. We know this is a personal decision and one which deserves much careful thought and reflection. More and more people also prepare for their own funeral by making a funeral plan which includes their personal requests as well as making financial provision, removing another potential point of concern for their family.

Funeral Plans

A pre-paid funeral plan is a secure and cost-effective method of ensuring that your funeral is arranged and paid for with the minimum of fuss. No matter how much the cost of your funeral director’s services may have increased by the time they are required, they will be covered. Each plan also includes an allowance to cover the third party costs that are not within your funeral director’s control. These include the fees for the crematorium and the clergy or officiant. Only if these costs were to increase more than the growth of the plan might there may be a balance to pay at the time of the funeral. Find out more about our funeral plans below and contact our dedicated funeral directors for help, advice or further information.

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Plan Benefits

A pre-paid funeral plan is a secure and cost-effective method of ensuring that your funeral is arranged and paid for with the minimum of fuss. Benefits include:

1Personal peace of mind and to remove potential anguish

2Relieve your family of any worry and uncertainty

3Personalise the arrangements to reflect your wishes

4Protect yourself against rising funeral costs

Peace of Mind

A funeral plan can make things easier for everyone, so that when the time comes, just one phone call to your funeral director is all that’s needed to activate your plan. Everything will then be taken care of and carried out according to your wishes, relieving your family of the stress and financial worry they may otherwise have to face. Everyone has different needs when it comes to funeral planning so we make sure all our plans are as flexible as possible. When you get in touch, one of our advisors will be happy to discuss your funeral requirements and find the plan that suits you best. And rest assured, our plans are available to everyone, regardless of age or state of health,

Smart Alternative

With the rise in funeral costs outstripping inflation and interest rates, there’s no guarantee that, when the time comes, your bank or building society savings will cover the cost of your funeral. Over 50s insurance policies usually pay out a fixed sum, but don’t guarantee to cover your funeral directors costs in the future. With either of these options, your family may need to make up the shortfall to pay for your funeral or wait until assets from your estate are available. A funeral plan guarantees to pay your funeral director for the services covered by your plan at the time they are required.

Golden Charter Funeral Plans

Funeral Plan Options

There are four funeral plans to choose from so you can pick the one that best suits your needs. Whichever plan you choose, all guarantee to cover our funeral director services included in the plan, for either a cremation or burial, regardless of how much these costs might rise in the future. We understand that everyone’s needs are different so we can also tailor each of our plans to suit you. We can help you with this when you get in touch.

  • Option A

    Formerly our Foundation Plan, this funeral plan offers a simple, low cost option at an affordable price. This choice limits some of the additional services of higher cost plans but still provides you and your family with a high standard of care.
    £2785 Basic coffin No funeral procession from home to the funeral location No limousines included £1100 allowance towards third party costs
    Brochure
  • Option B

    Formerly our York Plan, this option is ideal if you’re looking for a plan to cover more than just the essentials. This plan includes the flexibility for familiy viewings at any prearranged time, a funeral procession and a plain veneer coffin.
    £3185 Plain veneer coffin Funeral procession from home to the funeral location No limousines included £1100 allowance towards third party costs
    Brochure
  • Option C

    Formerly our Gainsborough Plan, this funeral plan has a few extras and may be better suited to your needs. It includes the funeral directors services, one limousine, a high quality coffin and confidential advice for bereavement counceling.
    £3450 High quality veneer coffin Funeral procession from home to the funeral location One limousine included £1100 allowance towards third party costs
    Brochure
  • Option D

    Formerly our Lincoln Plan, this is our most comprehensive funeral plan, including the funeral directors services, two limousines, familiy viewings at any prearranged time, and a superior coffin, often chosen for burials.
    £3725 Superior quality veneer coffin Funeral procession from home to the funeral location Two limousines included £1100 allowance towards third party costs
    Brochure
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  • Option A

    (Formerly Foundation Plan)
    This funeral plan offers a simple, low cost option at an affordable price. This choice limits some of the additional services of higher cost plans but still provides you and your family with a high standard of care.
    £2785 Basic coffin Collection and transportation of the deceased within office hours Funeral at Lea Fields with no choice of time and date No funeral procession from home to the funeral location No limousines included Family viewings during normal office hours No charitable donation management service £1100 allowance towards third party costs
    Brochure
  • Option B

    (Formerly York Plan)
    Ideal if you’re looking for a funeral plan to cover more than just the essentials. This plan includes the flexibility for familiy viewings at any prearranged time, a funeral procession and a plain veneer coffin.
    £3185 Plain veneer coffin 24 hour collection and transportation of the deceased Choice of date, time and location of the funeral service Funeral procession from home to the funeral location No limousines included Family viewings at any prearranged time Charitable donation management service included £1100 allowance towards third party costs
    Brochure
  • Option C

    (Formerly Gainsborough Plan)
    This funeral plan has a few extras and may be better suited to your needs. It includes the funeral directors services, one limousine, a high quality coffin and confidential advice for bereavement counceling.
    £3450 High quality veneer coffin 24 hour collection and transportation of the deceased Choice of date, time and location of the funeral service Funeral procession from home to the funeral location One limousine included Family viewings at any prearranged time Charitable donation management service included £1100 allowance towards third party costs
    Brochure
  • Option D

    (Formerly Lincoln Plan)
    This is our most comprehensive funeral plan, including the funeral directors services, two limousines, familiy viewings at any prearranged time, and a superior coffin, often chosen for burials.
    £3725 Superior quality veneer coffin 24 hour collection and transportation of the deceased Choice of date, time and location of the funeral service Funeral procession from home to the funeral location Two limousines included Family viewings at any prearranged time Charitable donation management service included £1100 allowance towards third party costs
    Brochure

Direct to Cremation

We also offer offer respectful cremation plans without a funeral service. Direct cremations are usually an affordable alternative to a full funeral service or for those wishing to have a simple, but respectful and dignified cremation. They do not include family viewing or a procession, service or attendance at the cremation. The cremation is at a place and time of our choosing. Pricing for direct cremation starts at £1600. You can find out more about direct cremation in our services section.