Funeral Plans in Gainsborough and Lincoln

A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As our customers often tell us, that can bring peace of mind to you and your family.

Funeral Plan Third Party Costs

A plan from Golden Charter includes an allowance towards third party costs. These are essential, non funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.

Golden Charter Funeral Plans

We work in partnership with Golden Charter to provide you with a simple way to plan ahead. Golden Charter has helped 900,000 people make funeral provisions (correct at March 2023) allowing us to be completely confident in offering their plans to you.

Caring Family Team

From a simple funeral to something more traditional, we can tailor a funeral plan to make sure you get the send off you really want. Planning ahead by arranging a funeral plan is safe and simple way to help secure peace of mind, for you and your family.

A funeral plan to suit your needs

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents regardless of age or state of health. With a Golden Charter funeral plan, you can pay for your plan in several ways. Spread the cost or make a one-off payment. Simply choose the one that’s right for you.

As an independently owned funeral director, our team will take the time to understand your wishes and tailor a plan to suit you. We can discuss these at our premises or in your home, at a time that is convenient for you. If you’d prefer to discuss this over the phone or via email, we can assist with this too. You can tell us about any preferences you have in mind, the type of funeral you would like to have, hymns, music or any other personal touches, and we’ll make sure your plan takes these into account.

Funeral PlansLooking after you

As a Golden Charter plan holder, you’ll receive personalised plan documents, which include a summary of your plan, our details, your plan holder certificate and a personal membership card for you to carry in your purse or wallet. You can add a nominated representative to your plan if you wish to do so. Your nominated representative will receive a letter which will provide details of your plan and our details, as your chosen funeral director. They will have no authority to make changes.

You'll also receive a statement from Golden Charter every three years which will be sent via post. As your funeral director, we’ll hold full details of your funeral plan. When the time comes, one phone call is all it takes to activate your plan and get the arrangements underway. The process is simple, and straightforward for grieving family members, especially at a time which is always particularly upsetting.

What's included in a Funeral Plan?

Our funeral director’s services will be covered in your funeral plan, which means our fees will be fixed at today’s prices and protected against rising costs. Although a pre-paid funeral plan can cover all of the services below, there are some additional third party costs to consider which are noted below. These services typically include:

  • Professional services and making arrangements for the funeral
  • Transportation of the deceased from the place of death to our premises, chapel of rest or other suitable location
  • Care of the deceased and preparations for family viewing if requested
  • Advice on the certification and registration of death and related documentation
  • Provision of funeral vehicles
  • Advice on bereavement counselling
  • Coffin or casket requested
Funeral Plan Third Party Costs

Funeral Plan Third Party Costs

Although a pre-paid funeral plan can cover all of the services above or aside, there are some additional third party costs to consider. These are the costs for essential, non-funeral director services required to carry out a cremation or burial which need to be paid at the time of the funeral. These costs are outside our control. Depending on the plan type chosen, a Golden Charter funeral plan can include a contribution towards some of the third party costs. These might include the crematorium fees, minister or officiant’s fee or the cemetery fee, the opening of a new or existing grave for burial or interment of cremated remains, and any of the other costs noted in the next section following.

Funeral Plans and Other Costs

Funeral Plans and Other Costs

Other third party costs that may be associated with a funeral include the purchase of grave or lair, the hire of church or other venue, fees or organist or soloist, a memorial, such as a headstone, entry in a book of remembrance, or the planting of a tree, catering, floral tributes and newspaper announcements. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan. However, even if prices rise in the future, you’ll have the reassurance of knowing there’ll be nothing more to pay for our funeral director’s services included in the plan once your plan is fully paid for, guaranteed.

Funeral Plans and options

With a Golden Charter funeral plan, you can pay for your plan in several ways. Spread the cost or make a one-off payment, simply choose the one that’s right for you. We will provide you with the information you need to make an informed decision. The retail price of your funeral plan is representative of the equivalent cost of a funeral today plus an arrangement fee of £285 (1) which is retained by Golden Charter to help cover the costs of setting up your plan.

Your payments are held within the Golden Charter Trust. With £1.2 billion under management (2) the Trust is operated by a Board of Trustees, completely independent of Golden Charter. Their role is to hold your payments and ensure that the funeral director services in your plan can be paid for at the time they are required, however far into the future that may be. For more information on how your payments are protected, please click the frequently asked questions button below.

(1) Correct at October 2023. (2) Confirmed by Golden Charter Trust’s audited accounts at 31 March 2023.
(1) Coffins supplied will be wood-effect quality or better. We will provide further guidance on the types of coffin available within your plan on enquiry. (2) Costs may apply if out-of-hours viewing is required. (3) A ten minute observance for maximum 6 people is included with the attended direct cremation option. (Note) Plans don’t include the purchase of a burial plot. Should you choose burial the plans include an allowance towards the opening of a new or existing grave. The purchase of a grave and any monumental work would need to be arranged separately.
Cliff Bradley and Sons Funeral Directors Limited is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).
Funeral Plan Packages
(1) Correct at October 2023. (2) Confirmed by Golden Charter Trust’s audited accounts at 31 March 2023.
(1) Coffins supplied will be wood-effect quality or better. We will provide further guidance on the types of coffin available within your plan on enquiry. (2) Costs may apply if out-of-hours viewing is required. (3) A ten minute observance for maximum 6 people is included with the attended direct cremation option. (Note) Plans don’t include the purchase of a burial plot. Should you choose burial the plans include an allowance towards the opening of a new or existing grave. The purchase of a grave and any monumental work would need to be arranged separately.
Cliff Bradley and Sons Funeral Directors Limited is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

Ready to take the next step?

As well as the comfort of having a plan in place, you’ll have the peace of mind that comes with being able to help save your family from worry and expense in the future. So why not take the next step? If you would prefer to view or buy a plan online, please click below to explore the options. If there are no plans available online that suit your needs or you’d like a burial plan, please contact us and we can tailor a funeral plan to your specific requirements.



With a proud sixty year history, our funeral directors will care for your loved one as if they were our own, our family caring for yours. Cliff Bradley & Sons is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans, authorised and regulated by the Financial Conduct Authority (FRN:965279).

Gainsborough Funeral Home
  • Cliff Bradley & Sons
    41 Heaton Street
    Gainsborough
    Lincolnshire
    DN21 2EA
Saxilby Funeral Home
  • Cliff Bradley & Sons
    39 High Street
    Saxilby
    Lincolnshire
    LN1 2HA

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